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No prior knowledge needed

For Beginners

If you have never encountered terms like fideicomiso, crowdlending, or financiamiento en pozo before, this is where to start. Everything explained from the beginning.

Where to start

Real estate finance is learnable

The Argentine real estate sector uses terminology and legal structures that can seem opaque at first. That impression is understandable — these mechanisms were not designed with accessibility in mind. But the underlying logic is straightforward once the jargon is removed.

This section introduces the foundational concepts you need before exploring individual modules. Work through these introductions and you will have the vocabulary and mental models to understand any of the deeper materials on the platform.

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Key terms

The essential glossary

These are the terms you will encounter most often. Plain definitions, no shortcuts.

Fideicomiso
A legal trust structure under Argentine law (Civil and Commercial Code, Arts. 1666-1707) in which a person (fiduciante) transfers assets to a trustee (fiduciario) to be held and managed for the benefit of designated beneficiaries. Assets in the trust are separate from the trustee's own estate.
Crowdlending
A form of collective financing in which multiple individuals lend money to a borrower (individual or company) through a digital platform. The borrower pays back the loan with interest over an agreed period. Regulated in Argentina by the CNV.
Financiamiento en pozo
A pre-construction investment model where buyers purchase a unit in a building that has not yet been built. Payments are made in installments throughout the construction period. The buyer typically receives the unit upon completion.
CNV (Comisión Nacional de Valores)
Argentina's National Securities Commission, the regulatory authority responsible for overseeing capital markets, public offerings, and collective investment vehicles including crowdlending platforms.
Fiduciante
The person or entity that transfers assets to a fideicomiso. In a real estate context, this is often the developer who contributes land or funds to the trust structure.
Fiduciario
The trustee who holds and administers the assets in a fideicomiso. The fiduciario must act in accordance with the trust agreement and in the interest of the beneficiaries. In Argentina, financial institutions often serve as fiduciarios.
UVA (Unidad de Valor Adquisitivo)
An inflation-adjusting unit introduced by the Argentine Central Bank. Mortgage loans and some contracts denominated in UVA update their value in line with the CPI, affecting the real cost of repayments over time.
Boleto de compraventa
A preliminary purchase agreement that creates binding obligations between buyer and seller in an Argentine real estate transaction, before formal title transfer via escritura pública.
Suggested paths

Where to go next

01

Understand the fideicomiso

Start with the module on real estate trusts. This structure appears in almost every Argentine development project and understanding it is foundational.

02

Explore crowdlending

The introduction to crowdlending module explains how collective lending platforms function, who regulates them, and what participants need to know.

03

Study construction financing

The construction financing module covers the different models used to fund building projects in Argentina, from pozo to hybrid structures.